Three U.S. Housing Signals for September As we move through September, there are a few important housing trends that may shape your next step whether you’re considering buying or selling. Recent data shows pending home sales just edged into negative territory year-over-year, ending an eight-month stretch of gains. Higher borrowing costs have cooled buyer energy, and contract signings reflect that, with homes also taking about 60 days to sell. Mortgage rates have risen—from around 6% in late Q1 to the high-6% range now. However, there are some positives for buyers: median list prices have eased to $424,500, about 20% of listings have seen price cuts, and active inventory is up 4%. Even so, national inventory remains roughly 11% lower than typical pre-pandemic years, revealing that the underlying housing shortage is still with us, even as some buyers hesitate. As someone who’s guided buyers and sellers across San Diego and Riverside County for over a decade, I’m watching these shifts closely—especially how sellers are adjusting their pricing strategies and whether we’ll see regional differences continue to narrow as everyone adapts to today’s lending environment. If you’re weighing your options, understanding these trends can help you make a confident move in this evolving market. #homesellers #realtor #sandiegorealtor #sandiegorealestate #sdhomesbyjeng #homebuyers

Happy Labor Day! #homesellers #realtor #sandiegorealtor #sandiegorealestate #sdhomesbyjeng #homebuyers

How to Secure Payment After a Denied Insurance Claim Did you know over 44% of homeowners insurance claims were denied in 2025? 🏠💼 Don’t let yours be one of them! Learn how proper filing and persistence can help you get the payout you deserve. Have you ever appealed a claim denial? Share your experience below! 🔍 #homesellers #realtor #sandiegorealtor #sandiegorealestate #sdhomesbyjeng #homebuyers

Breakfast at the Bistro this morning! ☕️🍳😊

Home Warranty or Emergency Savings? What Financial Experts Want You To Know Is a home warranty really your best safety net, or should you rely on emergency savings for repairs? 🏡💰 Financial experts weigh in on the pros, cons, and hidden pitfalls. Find out which option protects your home—and your wallet! 🔍✨ #homesellers #realtor #sandiegorealtor #sandiegorealestate #sdhomesbyjeng #homebuyers

How to Buy a House: A Guide for Today's Buyers Thinking about buying a house? 🏡 From setting your budget to closing the deal, there’s more to it than meets the eye! Are you ready to navigate credit scores, down payments, and inspections? Discover the steps every smart buyer should know and start your journey with confidence! 💡🔑

US Office Crisis Spurs New Strategies When I sit down with clients in San Diego and Riverside County, I’m often asked just how long it really takes to save for a down payment in California. The reality? For a typical home priced at $776,200 and a median income of $105,600, it takes about 14.7 years to set aside that traditional 20% down payment. For those earning minimum wage, the timeline stretches out to an eye-opening 44.2 years. California’s unique geography—hemmed in by the Pacific, mountains, and protected land—means our housing is concentrated in high-demand coastal areas, and that drives up prices. Add in tax policies that encourage homeowners to stay put and the continued influx of buyers drawn by strong job growth in technology and health care, and it’s easy to see why competition remains fierce. For first-time buyers especially, long-term planning is more important than ever. As someone who’s helped many clients navigate these challenges, I know that patience and a clear strategy can make all the difference. Until wage growth consistently beats home price growth, mapping out your path to homeownership is key—and I’m here to guide you every step of the way. #homesellers #realtor #sandiegorealtor #sandiegorealestate #sdhomesbyjeng #homebuyers

How to Know if a Home Fits Your Lifestyle? #homesellers #realtor #sandiegorealtor #sandiegorealestate #sdhomesbyjeng #homebuyers